Open Banking APIs That Power Financial Innovation
Unlock the power of financial data connectivity with open banking APIs that enable secure data sharing, create new revenue streams, and accelerate digital transformation for your enterprise.
- Secure Financial Data Access & Compliance
- Rapid Integration & Scalable Infrastructure
- Solutions for FinTechs, Banks, & Enterprise Platforms
Comprehensive Open Banking API Suite
Our robust suite of financial APIs provides the tools necessary to innovate, build, and scale your financial applications with unparalleled data access and security.
Account Information APIs
Access real-time balance, detailed transaction history, and comprehensive account details across diverse financial institutions.
Payment Initiation APIs
Enable secure payment processing and authorization directly from customer bank accounts, streamlining financial workflows.
Identity Verification APIs
Perform robust customer authentication and Know Your Customer (KYC) compliance checks through secure bank data.
Credit Assessment APIs
Utilize income verification and comprehensive spending analysis for accurate and rapid creditworthiness assessments.
Investment Data APIs
Gain real-time access to portfolio holdings, historical performance, and critical market data for investment platforms.
Webhook Integration
Receive real-time notifications and enable seamless event-driven processing for dynamic financial applications.
Global Financial Institution Connectivity
Charting Compass offers an expansive network, connecting you to financial institutions worldwide with robust compliance and real-time data updates.
- Direct connections to over 2,500 banks and credit unions across North America, Europe, UK, and Asia-Pacific.
- Coverage includes commercial banks, credit unions, investment firms, and neobanks.
- Real-time connectivity status and data freshness monitoring for critical insights.
- Certified compliance with PSD2, Open Banking UK, and CDR Australia standards.
- Strategic partnerships with major financial institutions ensure seamless integration.
Bank-Level Security and Regulatory Compliance
Our infrastructure is built on the highest security standards, ensuring your financial data operations are protected and fully compliant with global regulations.
Robust Authentication & Encryption
- OAuth 2.0 and OpenID Connect for industry-standard authentication.
- Strong Customer Authentication (SCA) with multi-factor and biometric support.
- End-to-end data encryption with TLS 1.3 and AES-256 for all transmissions.
Global Regulatory Adherence
- Full compliance with European PSD2 payment services directive.
- Adherence to UK Open Banking standards and other global frameworks.
- Comprehensive GDPR and data protection controls with robust consent management.
Developer-First API Platform and Tools
Accelerate your development cycle with our intuitive platform, complete with interactive documentation, robust SDKs, and dedicated support.
- Interactive Documentation: Live API testing and real-time response examples.
- SDK Libraries: Pre-built libraries for Python, Node.js, Java, and .NET.
- Sandbox Environment: Safe testing with simulated bank data for rapid prototyping.
- API Monitoring: Performance metrics, error tracking, and usage analytics dashboards.
- 24/7 Developer Support: Expert technical assistance for seamless integration.
Open Banking Use Cases That Drive Business Value
Discover how Charting Compass Open Banking APIs empower diverse financial innovations, delivering tangible business value across industries.
Account Aggregation
Build personal finance management tools, wealth aggregators, and comprehensive financial overviews.
Credit Underwriting
Enhance lending decisions with alternative credit scoring using real-time transaction data analysis.
Payment Innovation
Facilitate instant account-to-account payments and build new, efficient settlement solutions.
Business Intelligence
Provide businesses with robust cash flow analysis and advanced financial planning and budgeting tools.
Fraud Prevention
Identify suspicious activities through real-time transaction pattern analysis and enhanced risk assessment.
Regulatory Reporting
Automate compliance reporting and generate immutable audit trails with direct bank data access.
Enterprise Open Banking Implementation Success
See how our Open Banking API solutions have empowered real-world financial innovations and delivered measurable results for our clients.
FinTech Platform: Boosting User Growth
A leading personal finance platform achieved a 300% increase in user engagement by integrating our open banking account aggregation APIs, offering a holistic view of user finances.
- Integration Timeline: 6 Weeks
- Result: 300% User Growth
Digital Bank: Expediting Loan Approvals
A neobank reduced loan approval times by 50% using our transaction data analysis APIs, leveraging alternative data for quicker, more accurate credit decisions.
- Integration Timeline: 8 Weeks
- Result: 50% Faster Approvals
Investment App: Real-Time Portfolio Tracking
An investment application provided real-time portfolio tracking across multiple institutions, significantly enhancing user experience and engagement through our Investment Data APIs.
- Integration Timeline: 10 Weeks
- Result: Enhanced User Engagement
Ready to Connect with the Financial Ecosystem?
Unlock new possibilities for your enterprise with secure, compliant, and highly performant Open Banking API solutions. Our specialists are ready to guide you.
- Schedule a free open banking API assessment.
- Request a custom API demonstration tailored to your specific use case.
- Get expert guidance on technical architecture and scalability planning.